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Are you feeling concerned about your personal or business finances?
Mike Wright & Associates offers professional, unbiased advice you can trust.
Based in Kelowna, British Columbia, Mike Wright & Associates Inc. is a boutique insolvency firm providing personalized debt solutions to clients in Kelowna, Kamloops and Vancouver areas for over 10 years.
Debt is heavy and your options, confusing. Our customers first attitude means we will make ourselves available when it’s most convenient for you, including evenings and weekends.
Let’s talk about your debt – and your dreams!
Schedule a free, no obligation consultation today.
Book an APPOINTMENT
Speak to someone in Kelowna, Kamloops or Vancouver right now via our chat widget, or book an appointment right here.
Prefer to meet in-person, or can't find a time that works for you?
Have you found yourself in crippling debt and feel there is nowhere to turn?
You are not alone.
There are many reasons why debt is able to overtake someone’s life, and in many cases, there are extenuating circumstances that are out of a person’s control. A few of the causes and situations that lead to spiralling debt are:
- - job loss -
- - credit cards -
- - line of credit -
- - income tax -
- - stage of life -
- - high-interest loans -
- - ICBC -
- - renovations -
- - addictions -
- - poor health -
- - new Canadians -
- - single parents -
- - small businesses -
- - family responsibilities -
“It’s a really tough thing to have to reach out for help, and when the person gets there they want to be heard,” Mike Wright says. “They want to be respected. So, we give them all the time they need to tell their story, to hear what the options are like and ask a million questions or the same question a million times in a bunch of different ways.”
The key is to not wait. The sooner the debt is tackled, the better. The longer the debt is ignored, the more interest that accumulates and the deeper the hole gets. Sure, a consumer proposal or bankruptcy is not the preferred course of action, but sometimes, it is for the best. It will allow you to breathe a sigh of relief once the process begins, because you will see a light at the end of the tunnel.
Debt SOLUTIONS
There Are Many Debt Settlement Options. Get Unbiased Professional Advice.
CONSUMER PROPOSAL
Reduce Your Debt Up To 90%
Stop interest, consolidate your debt into one easy monthly payment, and settle your debts for pennies on the dollar. Reduce all types of debts including bank loans and credit lines, credit card debt, pay day loan debt, finance company loans, Canada Revenue Agency (CRA) income tax debt, payroll/source deduction debt, and GST debt, Insurance Corporation of British Columbia (ICBC) debt, and student loan debt.
- Consolidate all debts into 1 affordable monthly payment -
- Settle your debts for pennies on the dollar -
- Keep your assets -
- Avoid bankruptcy -
BANKRUPTCY
Be Debt Free in Just 9 Months
The fastest and lowest cost option for getting out of debt. If your credit is already damaged, your income is modest, and you don't own many assets, bankruptcy can be a great way to turn things around very quickly. Sometimes the best way to repair your credit is to write-off your debt and start over. We'll help you rebuild your credit after bankruptcy so you can qualify for a mortgage, qualify for a car loan, and qualify for a credit card.
- Stop garnishments, collection calls, and lawsuits -
- Create a new financial plan -
- Rebuild your credit -
- Eliminate your debts in as little as 9 months -
The company’s debt restructuring services include a personalized financial plan that will allow you to reach your wildest financial dreams. Whether your goal is home ownership, vehicle financing, getting a credit card, starting a business, supporting family, saving for your children’s education, planning your retirement, taking a dream vacation or something else so uniquely you that only you can imagine it, Mike Wright & Associates’ personalized financial plans work. Talk with someone in Kelowna, Kamloops or Vancouver today.
Let’s talk about your debt – and your dreams!
Schedule a free, no obligation consultation today!
Recent SUCCESS STORIES
Personal Service Means Outstanding Results
I am very thankful with Mike and how he exceeded my expectations of the company. The service he provided was exceptional. He is honest and reliable and has a high level of professional knowledge of his job. I highly recommend this company!
M.F.
Mike was immensely helpful to me navigating the debt management process. He was compassionate and helped explain things so I could understand them. He was not intrusive at all and also let me know there is more assistance possible if I need more. I highly recommend. Thank you, Mike!
O.O.
I feel so much better knowing that my debt has been taken care of and I'm on the right path for me and my family. Thank you for your help!
V.M.
Your service is top-notch!
J&J M.
I had a good happy cry today when I was able to renew my license this morning. Thank you, I only wish I had came to you sooner.
K.K.
The most delightful accountant/financial professional I have ever dealt with! Honestly, you did so much work in such a short amount of time. I’m beyond impressed and satisfied.
C.A.
I'm just so happy about the proposal being accepted so that I can start putting this behind me and moving forward with my life and start to get my finances back in order.
A.M.
Mike advised us through our personal bankruptcy. He took the time to ensure that we clearly understood what was happening at each step. He is incredibly thorough and his vast knowledge, experience, and manner easily inspired our trust. He helped take one of the hardest experiences of our lives and turn it into something positive. Thanks Mike!
L.B.
Thanks for all of your work for us. You are really, really saved my life. To be honest, I really thought the time had come and suicide is all I can do.... But, you gave me an idea I can live again for my family. It was very long long journey since 2014 when my business closed down. Thank you very much. Now, It is tough situation for whole world people, but I hope things turn to good after that.Thank you again and again.
J.H.
After talking with a few people regarding our discussion, I feel that Mike is the brightest and sharpest of them all. Also, only 1/3 of them did the pricing as you mentioned, most of them wanted to over-charge. I am looking forward to working with you in the near future, as soon as everything with my schooling is settled.
A.K.
Thank you so much for everything. For all your help. This would have never happened if it was not for you.
H.L.
I am forever indebted to you for your amazing work and very 'grand and stead-fast' calming and professional personality. You have made this emotionally less difficult.
P.S.
Thank you so much for your guidance and patience. You have no idea how you've helped me over the past two years.
J.B.
The counselling with someone else was so short, maybe 15 minutes, so I didn't learn anything. I learned the most from you. Thank you again for everything, you were the best one, and I will always recommend you to anyone if I come across someone with debt issues.
R.G.
Hey Mike, I just wanted to say thank you for all your help and advice. I was able to get a consolidation loan through my bank at a much much lower interest rate and it’s made my life so much easier. Can’t thank you enough for taking the time to talk to me and help me!
J.W.
Thank you and I will pass your name as well because you're good at what yah do !!!
P.C.
Debt BLOG
Visit our Debt Blog to learn more about current news, information and ideas about debt resolution.
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Mon - Fri: 8 am - 10 pm
Sat - Sun: 9 am - 6 pm
Mike Wright & Associates Inc.
Licensed Insolvency Trustee
“The most delightful accountant/financial professional I have ever dealt with! Honestly, you did so much work in such a short amount of time. I’m beyond impressed and satisfied.”
"I'm just so happy about the proposal being accepted so that I can start putting this behind me and moving forward with my life and start to get my finances back in order."
"Mike advised us through our personal bankruptcy. He took the time to ensure that we clearly understood what was happening at each step. He is incredibly thorough and his vast knowledge, experience, and manner easily inspired our trust. He helped take one of the hardest experiences of our lives and turn it into something positive. Thanks Mike!"
"The counselling with (deleted) was so short, maybe 15 minutes, so I didn't learn anything. I only learned the most from you. Thank you again for everything, you were the best one, and I will always recommend you to anyone if I come across someone with debt issues."